Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/261482784?client_source=feed&format=rss
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If losing your personal property to fire, burglary, or some sort of natural disaster doesn?t sound stressful enough, imagine trying to go back in your memory bank to come up with a list of everything that?s missing or destroyed so that you can recoup some of your losses. If you have yet to do a home inventory for insurance purposes, don?t put it off any longer. There?s no better time than now to do a home inventory for your insurance company?and here?s how you can do it.
Get Familiar with Your Policy
If you?re not as familiar with your homeowner?s insurance policy as you probably should be, take it out and review it before you do your home inventory. Take notes regarding your level of coverage, and pay special attention to exclusions. After you do a home inventory, you might find that your existing coverage is less than adequate. If this is the case, you should seriously consider updating your policy so that you have enough coverage for the worst case scenario?a total loss. Doing a home inventory is a great way to find out if an updated policy is in order.
Do a Walk-Through
When you?re ready to start your inventory, set aside a sufficient block of time in which you won?t be interrupted and do a complete walk-through of your home. As you walk through each room of your home, take a video recorder or a camera with you to capture images of your valuables. At the very least, record or photograph the items that would be the most expensive to replace?items such as antiques, collectibles, large furnishings, jewelry, and electronic devices. In addition to walking through each room in your home, be sure to walk through the attic, basement, garage, and shed, if you have them.
Create an Itemized List
After you?ve done a thorough walk-through, sit down with your video recording or photographs and create an itemized list of your possessions. This can be done by hand, on your PC using a word-processing program, or by using a home inventory program provided by your insurance company. Along with a detailed description of each item, enter in either its value or how much you paid for it, the approximate date you acquired the item, and where you purchased it (if applicable).
Make Copies
A detailed home inventory will be of no use to you if it?s lost or destroyed along with the possessions it lists?so don?t neglect to make back-up copies of your itemized list and all recordings or photographs that go along with it. Safe places to keep back-up copies include a safe, a safety deposit box at your bank, or in the hands of someone close to you that you can trust. You may even want to ask your insurance representative to keep a copy of your home inventory in your file.
Update Your Home Inventory Regularly
Due to the fact that possessions in your home will come and go, update your home inventory on a regular basis?preferably once each year. By regularly updating your inventory, you?ll be able to provide accurate information to your insurance company in the event that you should need to file a claim?and you?ll be able to make smarter decisions when it comes to updating your home insurance needs.
Everyone should have a home inventory safely stowed away for a rainy day?it?s the only way you?ll be able to insure proper compensation if your treasured belongings need to be replaced. Hopefully you?ll never need to refer to your home inventory?but if disaster should strike, the fact that you were prepared will undoubtedly provide you with some much-needed relief.
Guest post from Marley Lane. Marley writes for HouseInsurance.com. Photo credit: Inventory Your Assets with State Farm HomeIndex by State Farm on flickr?>
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Source: http://yourfamilyfinances.com/2012/10/28/home-inventory-insurance-company/
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DEPARTMENT OF HOMELAND SECURITY
FEDERAL EMERGENCY MANAGEMENT AGENCY
Proposed Base Flood Elevation Determination for Washington County, Oregon and Incorporated Areas. The Department of Homeland Security?s Federal Emergency Management Agency solicits technical information or comments on the proposed Base (1-percent-annual-chance) Flood Elevations (BFEs) shown in the Preliminary Flood Insurance Study (FIS) and on the Preliminary Flood Insurance Rate Map (FIRM) for your community. These proposed BFEs are the basis for the floodplain management measures that your community is required to either adopt or show evidence of having in effect in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP). For a detailed listing of the proposed BFEs and information on the statutory period provided for appeals, please visit FEMA?s website at http://www.fema.gov/plan/prevent/fhm/bfe, or call the FEMA Map Information eXchange (FMIX), toll free, at 1-877-FEMA MAP (1-877-336-2627).
Publish 10/24, 10/31/2012.?? ??? ??? ?FGNT7249
Source: http://publicnotices.portlandtribune.com/?p=10956
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YOKO AKA Goat Girl
Yoko has everything under control.? Yo loves a good game.
Go Goat Girl!? You tell them :0)
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Yoko is all about COWS.? Even on the other side of the fence :0)
Here she shows her half brother to stand quietly
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Champ says, "Good Morning Mr. Angus.? How nice to meet you."
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Mother and son take no prisoners
Source: http://walkupbcs.blogspot.com/2012/10/just-plain-fun.html
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>>> after failing to medal at the u.s. olympics hurdler lolo jones is making another attempt for gold. she's trying out for the u.s. bobsled team, eventually hoping for a spot at the 2014 winter olympics in sochi. already off to a great start at the team selection races coming in second in her competitive bobsled debut. wish her lots of luck there. 7:14 right now. let's go back to savannah, matt and al. hope she makes it.
>> never give up.
>> hope she'll do better than we did.
Source: http://video.today.msnbc.msn.com/today/49531737/
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The final presidential debate between Mitt Romney and President Obama underscored that their most important foreign policy differences have less to do with events on distant shores than priorities at home.
By Kurt Shillinger / October 23, 2012
Republican presidential nominee Mitt Romney and President Barack Obama during the third presidential debate at Lynn University, Oct. 22, in Boca Raton, Fla. Op-ed contributor Kurt Shillinger writes: It is possible 'to imagine what a truly robust foreign policy debate might have sounded like last night had either or both candidates set out specific bold agendas to address security, environmental, and economic questions as braided issues.'
Win McNamee/AP/Pool
EnlargeThe third and final presidential debate between Mitt Romney and President Obama was supposed to offer a vibrant exchange of views on America?s role and posture in the world. Instead it was notable both for agreement on key foreign conflicts and a constant drift back to domestic policy disputes.
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There are obvious political reasons for this. Undecided voters ? if there still are any ? are more likely to be influenced by plans to create jobs than strategies to stabilize Pakistan. The debate offered the candidates one last appeal to a national audience with the ballot just two weeks away.
But at a deeper level the debate underscored that the most important foreign policy differences between the two candidates have less to do with events on distant shores than priorities at home. How each would manage the economy would influence the priorities they project abroad.
The cold war, as President Obama reminded former Governor Mitt Romney last night, is over. In its place is a tangle of more complex conflict issues: transnational terrorism, rogue states, failed states, emerging democracies, and nonstate insurgencies.
Managing these challenges was the primary security focus during the first decade after 9/11. At the same time, however, the rise of China, India, and other densely populated emerging powers poses new challenges to US economic competitiveness.
Mr. Romney struggled to articulate a significantly different policy approach to the hard and soft security questions posed by Afghanistan, Iran?s suspected pursuit of nuclear weapons, Syria?s civil war, and the Arab Spring.
Take Iran, for example. Obama said that the administration?s efforts to impose stiff sanctions to force Tehran to abandon its nuclear program involved ?painstaking? and ?meticulous? efforts to ensure that ?all the countries participated, even countries like Russia and China....It?s because we got everybody to agree that Iran is seeing so much pressure.?
In response, Romney praised the tighter sanctions, but said he?d have done it sooner.
The Republican nominee also tried to lay unrest in the Middle East on Obama, blaming the president for failing to recognize Arab discontent before it erupted in the streets, and implying that he failed to stop the spread of Islamic extremism and allowed the Syrian government to kill 30,000 of its own people.
When asked how he would respond to those crises, however, he supported Obama?s use of drones against suspected Al Qaeda members and mostly repeated Obama?s insistence that supporting education and economic opportunities for young Arabs ? particularly women ? is essential to creating stability in the region.
Part of the challenge for Romney is that while Obama?s foreign policy has been at times inconsistent or even negligent ? particularly with regard to the Israel-Palestinian peace process ? the challenges of Iran, Syria, and Pakistan pose few easy alternatives.
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Source: http://www.hospitalitybizindia.com/detailNews.aspx?aid=14972&sid=1
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